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Protect Our Pensions

Brothers and sisters, we need your voice. This is about your retirement.

The background: while many of the multi-employer pension plans — like those associated with SMART — have stabilized following the financial crisis, a minority of plans — covering about one million total participants — face serious funding problems and could run out of money within the next 15 to 20 years. Additionally, the Pension Benefit Guaranty Corporation (PBGC) — basically the safety valve for troubled plans — expects its multi-employer insurance program to run out of money within a decade.

It’s daunting stuff. It’s something our SMART family made great sacrifices to resolve in our house years ago.

Recently, a Joint Select Committee of Congress was formed to find solutions to assist those troubled plans and to address the PBGC funding crisis. The committee met with the goal of having these issues resolved by November 30th of this year.

While committee discussions continue, a draft plan has been circulated that punishes the multi-employer pension plans that took necessary steps years ago to address the long term solvency of retirement benefits set aside for the retirement years of current and future members — such as ours. Plan participants were asked to make great sacrifices for the sake of solvency. Those sacrifices will be ignored if this congressional committee moves forward with the current draft, as plans such as ours could be asked to underwrite the financial shortfalls of other plans.

Rest assured, SMART has been and will continue to fight for you and your family’s best interests and make sure the views of our members are addressed. However, as we monitor the situation, we believe it is important to use the strength of our collective power. We need your voice.

We are asking you to call and write to your elected representatives and tell them what this could mean for you and your family’s future, by clicking on the button labeled “Start Writing”.



Learn about Right to Work.

During events in Michigan, in an interview on MSNBC, Michigan State Representative Tim Greimel gave a great explanation of what Right to Work is and how it affects all workers as well as unions. Please watch this video and talk to your friends, family, but most importantly, contact your Missouri State Representative and State Senator to educate them on how detrimental it would be if Missouri becomes a Right-to-Work state. If you need help finding out who your representatives are, contact Greg Chastain at the Union Hall or e-mail

You can also find and contact your legislators about Right-to-Work by clicking here.

Be informed … Read more about the Right-to-Work issue at these links:

> Right-to-Work is Wrong for Everyone

> Stop Right-to-Work (for Less) in Missouri

> Protect MO Families – Facts About RTW

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